PARENTS AND TEACHERS Empowering Young Minds

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Teaching Smart Money Habits to the Next Generation

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Helping kids and teenagers build healthy money habits starts at home and in the classroom.


This page is your go-to hub for practical tools, conversation starters, and ready-to-use resources tailored to each age group.


Whether you’re a parent, caregiver, or educator, we’ve got you covered!

🗣️ How to Talk to Kids About Money

Money talk doesn’t have to be awkward or overwhelming.


Here’s how to make it age-appropriate, engaging, and impactful:


  • Ages 5–7: Use play-based learning like pretend shops or sorting coins.
  • Ages 8–12: Discuss saving, budgeting, and needs vs. wants with real-life examples.
  • Ages 13–17: Dive into bank accounts, side hustles, investing, and digital money management.


💬 Tip: Keep it casual—use everyday situations like grocery shopping or setting a savings goal for a toy, trip, or tech gadget.

📚 Age-Specific Money Lesson Plans

Designed with Australian Curriculum links in mind, our lesson plans help reinforce financial literacy skills in fun and practical ways.


For Ages 5–7 (Money Explorers):
Learn what money is, how to recognise coins and notes, and the basics of earning and spending.

DOWNLOAD PLAN LESSON KIT

For Ages 8–12 (Smart Spenders):
 Lessons on pocket money, budgeting, goal setting, and understanding value through mini business ideas.

DOWNLOAD PLAN LESSON KIT

For Ages 13–17 (Future Investors):
Dig into compound interest, investing basics, superannuation, taxes, and financial planning for adulthood.

DOWNLOAD PLAN LESSON KIT

🧩 Fun & Interactive Classroom Activities

Turn money lessons into memorable experiences!


  • Money role-play games (setting up a classroom shop)
  • Budgeting challenges and savings goals
  • "Wants vs. Needs" sorting games
  • Financial trivia and Kahoot! quizzes
  • Mock share market or virtual investing competitions


🎯 Designed to suit group learning, home schooling, or classroom settings.

📱 Recommended Books & Apps

Curated for Australian learners:


Books

  • "The Barefoot Investor for Families" by Scott Pape
  • "A Kids’ Guide to Money" by Steve Otfinoski
  • "Money Madness" by David A. Adler (ages 6–9)
  • "Smart Money Smart Kids" by Dave Ramsey (teens)


Apps

  • Spriggy – Kid-friendly prepaid card with a savings app
  • iAllowance – For tracking chores and earnings
  • Barefoot Money Movement – Financial literacy for schools
  • Raiz Kids (Coming Soon) – Intro to investing, Aussie-style


📚 All tools have been tested for age suitability and engagement.

📝 Free Downloadable Worksheets

Explore our growing library of printable resources:



📂 Perfect for fridge doors, folders, or student portfolios.

💬 Let’s Make Money Talk Normal

With the right tools, you can help kids and teenagers feel confident, curious, and capable when it comes to money.


📩 Join our mailing list to get monthly tips, new resources, and workshop updates for parents and educators!


💬 Need support or ideas?
Check out our FAQ section or reach out—we’re here to help you raise financially savvy kids, one dollar at a time.